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Terms of Use

Last updated: August 2026

1. Acceptance of Terms

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

2. No Insurance Advice

Information on this site is provided for general informational purposes and is not insurance, legal, tax, or financial advice. Coverage, eligibility, and pricing are determined by the issuing carrier and subject to underwriting and approval.

3. Quote Requests

Submitting a quote request does not create an insurance policy or guarantee coverage. A licensed agent will follow up to discuss available options.

4. Intellectual Property

All content, branding, and materials on this site are owned by ZoQuote.com LLC and may not be reproduced without permission.

5. Limitation of Liability

To the fullest extent permitted by law, ZoQuote.com LLC is not liable for any indirect, incidental, or consequential damages arising from your use of this site.

6. Changes to These Terms

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms.

ZoQuote.com LLC SMS Text Messaging Terms & Conditions

By opting in to ZoQuote.com LLC SMS updates, you agree to receive automated marketing, promotional, and transactional messages such as appointment reminders, follow-ups regarding your inquiry, and coverage information.

Opt-In & Opt-Out Instructions

You can cancel the SMS service at any time. Just text "STOP" to (727) 353-9380. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

  1. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at ian@zoquote.com. Carriers are not liable for delayed or undelivered messages.
  2. By using this website and agreeing to these Terms and Conditions, you warrant and represent that you are at least 18 years of age. If you are under 18, you may not use this website or service.
  3. As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
  4. If you have any questions regarding privacy, please read our privacy policy.

7. Contact

ZoQuote.com LLC
Email: ian@zoquote.com
Phone: (321) 391-7136